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Unlock The Power Of Your Home Equity
Unlock The Power Of Your Home Equity
Adjust your home value and mortgage balance to see how much cash you could access for investments and diversification
Adjust your home value and mortgage balance to see how much cash you could access for investments and diversification
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Third-party home appraisal
A licensed third-party appraiser confirms your home’s market value to finalize your offer
A licensed third-party appraiser confirms your home’s market value to finalize your offer
3
3
3
Convert equity to Cash
Convert equity to Cash
Once approved, receive cash directly in your bank account - completely yours, with no term limits
Once approved, receive cash directly in your bank account - completely yours, with no term limits
Takes Under 90 seconds
Takes Under 90 seconds
Capitalize on Market Growth
Capitalize on Market Growth
Your Home Is Your Biggest Asset. Now It Can Be Your Smartest One.
Your Home Is Your Biggest Asset. Now It Can Be Your Smartest One.
S&P500 (5x)
Home Price
1995
1997
1999
2001
2003
2005
2007
2009
2011
2013
2015
2017
2019
2021
2023
2025
The home appreciation figures are derived from the Case-Shiller Home Price Index (CSHPI). The S&P 500 figures reflect total returns, including reinvestment of dividends. See Terms of Service.
”Diversifying well is the most important thing you need to do in order to invest well”
”Diversifying well is the most important thing you need to do in order to invest well”
— Ray Dalio, Principles
S&P500 (5x)
Home Price
'95
'97
'99
'01
'03
'05
'07
'09
'11
'13
'15
'17
'19
'21
'23
'25
The home appreciation figures are derived from the Case-Shiller Home Price Index (CSHPI). The S&P 500 figures reflect total returns, including reinvestment of dividends. See Terms of Service.
”Diversifying well is the most important thing you need to do in order to invest well”
— Ray Dalio, Principles
”Diversifying well is the most important thing you need to do in order to invest well”
— Ray Dalio, Principles
Put Your Home Equity to Work
Put Your Home Equity to Work
Convert a portion of your home equity into liquid capital, and invest it without selling your home, taking on debt, or making monthly payments
Convert a portion of your home equity into liquid capital, and invest it without selling your home, taking on debt, or making monthly payments
Build a Diversified Portfolio
Build a Diversified Portfolio
Buy Life
Insurance
Add to Long-Term Investments
Add to Long-Term Investments
Build Cash
Reserves
Build Cash
Reserves
Save for
Education
Boost Emergency Readiness
Boost Emergency Readiness
Your home continues to appreciate, and now the rest of your wealth can too
Your Top Questions
Your Top Questions
Nothing builds trust like straight answers. Here are the big ones - clear, honest, and easy to skim.
Nothing builds trust like straight answers. Here are the big ones - clear, honest, and easy to skim.
What is Horizon?
Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in other assets. You keep full ownership of your home and can settle when you’re ready. There is no term limit.
What is Horizon?
Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in other assets. You keep full ownership of your home and can settle when you’re ready. There is no term limit.
What is Horizon?
Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in other assets. You keep full ownership of your home and can settle when you’re ready. There is no term limit.
Why Homeowners Choose Horizon Wealth
Why Homeowners Choose Horizon Wealth
Why Homeowners Choose Horizon Wealth
Am I eligible?
Am I eligible?
Am I eligible?
How much cash can I access?
How much cash can I access?
How much cash can I access?
Do I keep ownership of my home?
Do I keep ownership of my home?
Do I keep ownership of my home?
Are there monthly payments?
Are there monthly payments?
Are there monthly payments?
Who controls my investments?
Who controls my investments?
Who controls my investments?
When do I have to settle?
When do I have to settle?
When do I have to settle?
How much might I owe when I settle?
How much might I owe when I settle?
How much might I owe when I settle?
Deep-dive FAQs
More Questions? Browse the full FAQ, email us or
schedule a call
Eligibility
Is this available in my state?
Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.
We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.
Can I use this for rental or investment properties?
Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.
Can I qualify if I have a HELOC or second mortgage?
Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.
Does this work for properties held in a trust?
Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.
What is the maximum and minimum investment amount?
The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.
Eligibility
Is this available in my state?
Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.
We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.
Can I use this for rental or investment properties?
Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.
Can I qualify if I have a HELOC or second mortgage?
Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.
Does this work for properties held in a trust?
Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.
What is the maximum and minimum investment amount?
The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.
Eligibility
Is this available in my state?
Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.
We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.
Can I use this for rental or investment properties?
Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.
Can I qualify if I have a HELOC or second mortgage?
Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.
Does this work for properties held in a trust?
Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.
What is the maximum and minimum investment amount?
The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.
Payments, Costs & Economics
Payments, Costs & Economics
Payments, Costs & Economics
Investments
Investments
Investments
Process And Timelines
Process And Timelines
Process And Timelines
Comparisons
How does this compare to a HELOC?
Comparisons
How does this compare to a HELOC?
Comparisons
How does this compare to a HELOC?
Legal and Risks
Will my contract terms change over time?
Is my home at risk if market fluctuations occur?
Are there tax implications?
What if Horizon goes out of business?
Legal and Risks
Will my contract terms change over time?
Is my home at risk if market fluctuations occur?
Are there tax implications?
What if Horizon goes out of business?
Legal and Risks
Will my contract terms change over time?
Is my home at risk if market fluctuations occur?
Are there tax implications?
What if Horizon goes out of business?
Sign up for news and updates
Horizon is a technology platform that connects homeowners with licensed home equity investment (HEI) providers. Horizon does not originate, broker, or provide financial products, nor does it offer investment, financial, or tax advice. Any references to diversification or potential outcomes are informational only. All investments carry risk, and historical performance is not indicative of future results. Homeowners should consult their own advisors before making any financial decisions. Please refer to our FAQ, terms and conditions, and preferred providers’ websites for more information.
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© 2025 Copyright Horizon Digital Inc.
All rights reserved.
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Horizon is a technology platform that connects homeowners with licensed home equity investment (HEI) providers. Horizon does not originate, broker, or provide financial products, nor does it offer investment, financial, or tax advice. Any references to diversification or potential outcomes are informational only. All investments carry risk, and historical performance is not indicative of future results. Homeowners should consult their own advisors before making any financial decisions. Please refer to our FAQ, terms and conditions, and preferred providers’ websites for more information.
© 2025 Copyright Horizon Digital Inc.
All rights reserved.
Sign up for news and updates
Horizon is a technology platform that connects homeowners with licensed home equity investment (HEI) providers. Horizon does not originate, broker, or provide financial products, nor does it offer investment, financial, or tax advice. Any references to diversification or potential outcomes are informational only. All investments carry risk, and historical performance is not indicative of future results. Homeowners should consult their own advisors before making any financial decisions. Please refer to our FAQ, terms and conditions, and preferred providers’ websites for more information.
© 2025 Copyright Horizon Digital Inc.
All rights reserved.